The Secret Of Motor Fleet Insurance

What is Motor Fleet insurance?

Motor fleet insurance is a convenient cost effective method for both large and small businesses to insure their vehicles. Fleet insurance enables businesses to insure all of their vehicles on a single policy -this reduces the administrative burden for both insurers and their fleet clients. Fleet insurance covers all of the elements included in fully comprehensive or third party (depending on which you opt for) car insurance, plus a few extras. For example, fleet insurance will cover any driver on any vehicle covered by the policy. Many fleet insurers offer European cover, uninsured loss, and breakdown cover free.

What kind of Motor Fleet insurance is available on the market?

There is a vast amount of choice available in the Motor fleet insurance market. Some fleet insurers only cover large fleets of HGVs and MPVs. However, there are a growing number of insurers who will cover small car fleets of three or more.

Who benefits from fleet insurance?

Any business with vehicles can benefit from fleet insurance. Small businesses with as few as three company vehicles can benefit from the advantage of covering all their cars, MPVs or minibuses on a single policy. Large businesses that depend on sales reps that travel around the UK and in Europe also benefit from fleet insurance. These companies often have a large number of pool cars used by company representatives on a daily basis. Companies that specialise in transport benefit specifically from fleet insurance. In fact, specialised fleet insurance is essential for any haulage business.